[vc_row][vc_column box=”true” bgcolor=”#ffffff”][heading text=”Our Banking Services” tag=”h1″ bot=”30px”][vc_tta_accordion color=”white” active_section=”1″ collapsible_all=”true” css=”.vc_custom_1482227862191{margin-bottom: 20px !important;}”][vc_tta_section title=”What are the requirements for account opening?” tab_id=”1482227556236-93210f6b-4694″][vc_column_text css=”.vc_custom_1524977042958{margin-bottom: 0px !important;}”]A valid ID-card, and a minimum balance of N500. You will also enjoy all charge-free mobile banking services (instant fund transfer, bill payment, utility bills, school fees, airtime top-up, balance enquiry)[/vc_column_text][/vc_tta_section][vc_tta_section title=”What are the types of ID-card that are regarded as valid?” tab_id=”1482227556269-8e604c25-4720″][vc_column_text css=”.vc_custom_1524977103972{margin-bottom: 0px !important;}”]National ID card, International Passport, Driver’s license, Permanent voter’s card etc. that has not yet expired.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What if I don’t want to visit your banking premises and have deposit to put in my account” tab_id=”1482227640472-2c115c9c-a06c”][vc_column_text css=”.vc_custom_1524977145718{margin-bottom: 0px !important;}”]Deposits can be made into our customers account through the following platforms;
[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is the interest rate on savings?” tab_id=”1482227667835-d817629f-6a40″][vc_column_text css=”.vc_custom_1524977195244{margin-bottom: 0px !important;}”]The interest rate currently is 6% per annum[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is the interest rate on your Term Deposit?” tab_id=”1524977200688-d67df660-c10a”][vc_column_text css=”.vc_custom_1524977281317{margin-bottom: 0px !important;}”]The interest rate depends on the amount and maturity period and It is open for negotiable.[/vc_column_text][/vc_tta_section][vc_tta_section title=”The minimum amount a customer can fixed is how much?” tab_id=”1524977287788-373571c6-7e38″][vc_column_text css=”.vc_custom_1524977334099{margin-bottom: 0px !important;}”]The minimum amount is N200, 000.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is the minimum tenor?” tab_id=”1524977286697-ffedebb0-9bcf”][vc_column_text css=”.vc_custom_1524977392054{margin-bottom: 0px !important;}”]The minimum tenor is 30days.[/vc_column_text][/vc_tta_section][vc_tta_section title=”If I have urgent cash needs, can I liquidate and get my funds?” tab_id=”1524977285647-f52fc52a-97fc”][vc_column_text css=”.vc_custom_1524977435811{margin-bottom: 0px !important;}”]Yes, however accrued interest may be charged depending on the type of interest payment chosen.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How can I get my interest?” tab_id=”1524977439813-94598b18-0ce8″][vc_column_text css=”.vc_custom_1524977524927{margin-bottom: 0px !important;}”]Interest payments can be paid into your account of choice monthly, quarterly, annually or upon maturity.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][vc_empty_space height=”60px”][heading text=”Our Loan Products” tag=”h1″ bot=”30px”][vc_tta_accordion color=”white” active_section=”” collapsible_all=”true” css=”.vc_custom_1483582640702{margin-bottom: 20px !important;}”][vc_tta_section title=”How much can I borrow?” tab_id=”1482227864621-3bf87fb2-85ac”][vc_column_text css=”.vc_custom_1524977590600{margin-bottom: 0px !important;}”]Our minimum loan amount is N20, 000 and a Maximum amount of N5, 000,000. Both depend on borrower’s repayment capacity assessed based on verifiable business inventory and other criteria.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What type of Loan do you offer?” tab_id=”1482227864678-0d53ba28-f013″][vc_column_text css=”.vc_custom_1524977632284{margin-bottom: 0px !important;}”]What we offer are business loans for businesses that are already in existence/operation, Back to School loan, School Aid loans, salary loan and housing/house improvement loans. (Asset Finance)[/vc_column_text][/vc_tta_section][vc_tta_section title=”What are your loan requirements?” tab_id=”1482227864725-d2626c50-2a77″][vc_column_text css=”.vc_custom_1524977676276{margin-bottom: 0px !important;}”]To access our loan facility;
[/vc_column_text][/vc_tta_section][vc_tta_section title=”How long does it take to get a loan?” tab_id=”1482227864762-00165f2d-0c2e”][vc_column_text css=”.vc_custom_1524977768317{margin-bottom: 0px !important;}”]It doesn’t take longer than it ought to as long as the necessary requirements are adequately met (less than 5 working days).[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is your interest rate?” tab_id=”1482227985113-7a128d71-9533″][vc_column_text]Our interest rate is 4% flat.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Do I need to open an account before I can get a loan?” tab_id=”1524977827972-d55bded6-2e8f”][vc_column_text]Yes, account opening is required before you can get a loan from us at a minimum of N500.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is your interest rate?” tab_id=”1524977827686-85a249c6-1425″][vc_column_text]Our interest rate is 4% flat.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What is your interest rate?” tab_id=”1524977827299-009f875b-f2ea”][vc_column_text]Our interest rate is 4% flat.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Do I need to open an account before I can get a loan?” tab_id=”1524977827034-ba01961f-def9″][vc_column_text]Yes, account opening is required before you can get a loan from us at a minimum of N500.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What documents do I need to start the process?” tab_id=”1524977826753-b50e3362-6b4a”][vc_column_text]A valid ID-card, 2 passports, utility bill and proof of business ownership.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What if my business is not registered?” tab_id=”1524977826392-14720e01-a171″][vc_column_text]Proof of business ownership can be in form of shop rent receipt, invoices, goods/product receipt etc. (Evidence to show your business have been in existence within the stipulated period).[/vc_column_text][/vc_tta_section][vc_tta_section title=”Do I need a guarantor?” tab_id=”1524977825912-797761cd-870a”][vc_column_text]Yes, at least one guarantor will be required for the loan process.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What if I operate an online business?” tab_id=”1524978176311-634fe323-4654″][vc_column_text]You must have a physical business location with tangible evidence that you do business and that the business is yours.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What type of collateral do I need?” tab_id=”1524978175262-579e5015-8a86″][vc_column_text]Flexible collateral arrangements depending on loan size (household goods, business equipment, goods in stock, vehicles, property etc.)[/vc_column_text][/vc_tta_section][/vc_tta_accordion][vc_empty_space height=”60px”][heading text=”Accounts and Groups” tag=”h1″ bot=”30px”][vc_tta_accordion color=”white” active_section=”” collapsible_all=”true” css=”.vc_custom_1483582676010{margin-bottom: 20px !important;}”][vc_tta_section title=”How do I open a Regular Savings Account?” tab_id=”1482228038335-17098e93-9dd9″][vc_column_text css=”.vc_custom_1482228067595{margin-bottom: 0px !important;}”]To open a Regular Savings account, you need to fill out the account opening form, bring 2 recent passport-size photographs, utility bill and a valid means of identification along to FULLRANGE MFB branch at 108, Fajuyi way, Adamasingba, Ibadan or download our Account opening form on this site carefully fill with all necessary document attached while our customers care get in touch with you.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Who can operate a Regular Saving Account??” tab_id=”1482228038386-b8d5f09c-3612″][vc_column_text css=”.vc_custom_1482228091298{margin-bottom: 0px !important;}”]Anybody can operate the account.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Where can I open Fullrange Savings Account?” tab_id=”1482228038437-8c6864e7-31c8″][vc_column_text css=”.vc_custom_1482228113200{margin-bottom: 0px !important;}”]You can open Fullrange Savings Account at our office. Our Account Officers will be glad to open one for you.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Do I need a guarantor to open a Fullrange Savings Account?” tab_id=”1482228038487-266cd50b-868a”][vc_column_text css=”.vc_custom_1482228138932{margin-bottom: 0px !important;}”]No[/vc_column_text][/vc_tta_section][vc_tta_section title=”How do I join a group?” tab_id=”1524978574424-42d341c1-5913″][vc_column_text css=”.vc_custom_1482228138932{margin-bottom: 0px !important;}”]You locate a Fullrange MFB group around where you live.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can an Account Officer locate a group for me?” tab_id=”1524978586869-d7cee811-b45a”][vc_column_text css=”.vc_custom_1482228138932{margin-bottom: 0px !important;}”]No. According to Fullrange MFB’s policy, an Account Officer isn’t allowed to direct you to a group to join.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can I start a Group?” tab_id=”1524978589033-3a5cbf82-1baf”][vc_column_text css=”.vc_custom_1482228138932{margin-bottom: 0px !important;}”]Yes.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What collateral do I bring before accessing a group loan?” tab_id=”1524978599779-5d4bb9c6-4ecb”][vc_column_text css=”.vc_custom_1482228138932{margin-bottom: 0px !important;}”]No Collateral is required except a guarantor[/vc_column_text][/vc_tta_section][/vc_tta_accordion][vc_empty_space height=”60px”][heading text=”OUR ATM CARD” tag=”h1″ bot=”30px”][vc_tta_accordion color=”white” active_section=”” collapsible_all=”true” css=”.vc_custom_1483582708984{margin-bottom: 20px !important;}”][vc_tta_section title=”What is a debit Card?” tab_id=”1482228151525-81ac7dae-70f3″][vc_column_text css=”.vc_custom_1482228193794{margin-bottom: 0px !important;}”]The Fullrange MFB Debit Card is a payment card that represents an electronic means of withdrawing money from your bank account or making purchases with the money in your bank account. The Fullrange MFB Debit Card can be used on any bank ATMs. It can also be used on POS terminals.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Where can I use my Fullrange MFB Card?” tab_id=”1482228151582-e46d2b36-89c2″][vc_column_text css=”.vc_custom_1482228214431{margin-bottom: 0px !important;}”]You can use your Fullrange MFB card to pay for goods and services at millions of establishments worldwide. Your card will be accepted at any establishment.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Can I withdraw cash using my Fullrange MFB Bank Card?” tab_id=”1482228151634-3a6c50c6-3b81″][vc_column_text css=”.vc_custom_1524980175962{margin-bottom: 0px !important;}”]You can withdraw cash on your account from any ATM[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row]