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Fullpay Loan Application Form

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    By clicking Submit button below I consent to Fullrange Microfinance bank Limited to view my Salary History and to check my loan eligibility.


Read Terms & Conditions


Pricing: Interest: 4% flat monthly.


  1. "By accepting this offer letter/loan agreement, and by drawing on the loan, I /We covenant to repay the loan as at when due. In the event that I/ We fail to repay the loan as agreed, and the loan becomes delinquent, the FULLRANGE MFB shall have the right to report the delinquent loan to the CBN through the Credit Risk Management System (CRMS) or by any other means and request the CBN to exercise its regulatory powers to direct all FULLRANGE MFB and other financial institutions under its regulatory purview to set-off my/our indebtedness to you from any in any FULLRANGE MFB LTD account and from any financial assets that may be holding to my/our benefit."
  2. "I/ We covenant and warrant that the FULLRANGE MFB shall have the power to set-off my/our indebtedness under this loan agreement from all such monies and funds standing to my/our credit/benefit in any or all such accounts or from any other financial assets belonging to me/us and in the custody of any FULLRANGE MFB."
  3. "I/We hereby waive any right of confidentiality whether arising under common law or statute or in any manner whatsoever and irrevocably agree that I shall not argue to the contrary before any court of law, tribunal or any administrative authority or anybody acting in judicial or quasi-judicial capacity"


Without prejudice FULLRANGE MFB LTD has right to enforce a “Bullet Repayment” of outstanding loan amount at any time, any or of the following events shall cause the FULLRANGE MFB to accelerate repayment as due for immediate liquidation:

  • The FULLRANGE MFB reserves the right to recall if it is found to be diverted for other purposes other than the purpose for which the facility was granted
  • If the Borrower defaults in the performance or observance of any other term, condition or covenant contained in this offer letter and such breach or default continues remedied after (7) days’ notice to the borrower by the FULLRANGE MFB.
  • If an order is issued or an effective resolution is passed or a winding-up petition is levied upon the Borrower.
  • If the borrower ceases or threatens to cease to carry on its business.
  • If there is any material change in the character of the Borrower which the FULLRANGE MFB considers significantly adverse to its interest as a lender.


  • The Borrower shall upon maturity of the loan or on demand by FULLRANGE MFB, repay any outstanding in full, failure of which the borrower will be liable to pay 1% daily penalty in addition to the monthly interest rate or in accordance with the FULLRANGE MFB`s penalty rate at the time of default.
  • Penal charges of 4% on outstanding balance will be applied on Pre liquidation of loan plus the accrued interest for the period irrespective of the loan tenor.

    FULLRANGE MFB shall immediately, upon the expiration of the loan tenure or upon demand commence recovery actions and enforce all legal remedies against the borrower.

    All costs, charges or expenses incurred by the FULLRANGE MFB, directly or indirectly in the process of recovering or attempting to recover the outstanding amount or in the process of perfecting, discharging and/or enforcing any pledged securities for this facility shall be borne by the borrower. FULLRANGE MFB will advise the Borrower of such charges, costs or expenses for immediate settlement.

    Kindly confirm your acceptance of this offer by accepting.

    Yours faithfully,